Pricing
Laso charges per API call, with no subscription, seat, or monthly minimum. Only these 8 routes cost anything. Every other route on the API — reading balances, listing cards, checking status, searching merchants — is free to call.
Fees are added to the amount requested, so the total is quoted back in the x402 payment challenge before an agent pays. Check that quote rather than assuming a rate: currency conversion, brand discounts, and per-route minimums all move the final number.
| Route | Fee | What it covers | Example |
|---|---|---|---|
/get-card | no fee | USA prepaid card. You pay the load amount, $5 to $1,000. The amount you pay is the amount on the card. Laso adds nothing. What is left after a purchase stays spendable at another supported U.S. merchant until the card expires. | A $50 card costs $50.00. |
/fund-card-balance | no fee | Reloadable card top-up. You pay the amount, $5 to $1,000. Tops up the reloadable card from the agent wallet. The full amount reaches the card balance; the spending limit rises to match so it is immediately spendable. | A $100 top-up costs $100.00. |
/order-gift-card | up to 4.8% | On face value, less any brand discount. Up to $9,000. The ceiling is 4.8%, but many brands fund part of it, and that discount comes off your rate rather than ours. The 402 challenge quotes the real number for the brand you picked, so check it there rather than assuming the maximum. | A $100 card at the full rate costs $104.80, less any discount. |
/order-intl-card | 3.8% | International prepaid card, $100 to $1,000. FX applies on spend. Loads in whole dollars. Currency conversion happens when the card is spent and is set by the card network, not by Laso, so it is not in this rate. Orders are fulfilled manually, typically within 24 hours — plan for that rather than expecting a card in seconds. | A $200 card costs $207.60, plus network FX at spend time. |
/get-push-to-card | 4.8% | To any debit card. Minimum fee 1.50 in the card currency. Sends money onto a USD, EUR, or GBP debit card. The minimum is charged in the card’s own currency, so a small transfer costs the minimum rather than the percentage. | A $200 transfer costs $209.60. A $20 one costs $21.50. |
/send-payment | 4.9% | Venmo and PayPal payouts, $5 to $1,000. Minimum fee $1.50. The one product gated on identity verification: the recipient is a real payment platform account, so the human owner verifies once before the first payout. | A $100 payout costs $104.90. A $20 one costs $21.50. |
/send-bank-payment | 0.25% | Bank payout, $10 to $50,000. Minimum $1.50, our partner’s own fee. The lowest rate on the API because Laso earns nothing on it — 0.25% is what the banking partner charges to move the money, passed through unchanged. | A $500 payout costs $501.50, since the minimum exceeds 0.25%. |
/auth | $0.001 | A token. Every other route on the API is free to call. A token lasts an hour and is refreshed free at /refresh. Reading balances, listing cards, searching merchants, checking status — none of it costs anything. | A thousand tokens cost $1.00. |
Machine-readable pricing
Per-route prices, limits, and payment protocols are declared in the
OpenAPI specification
under each operation's x-payment-info extension. Agent
setup instructions are at
/SKILL.md.
Consumer product fees are listed separately at /fees. Agent-facing pricing in context is at /agent/pricing.