laso
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No bank account, no credit check, instant signup. Prepaid cards, gift cards, and direct debit card transfers, most cards issued in seconds.

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Laso Finance prepaid card

Laso Finance — Spend Crypto with Prepaid Cards & Gift Cards

Laso Finance converts stablecoins (USDC, USDT, DAI) into spendable prepaid cards and gift cards in minutes. Connect a wallet, deposit on Ethereum, Solana, Stellar, Arbitrum, Base, Polygon, Optimism, or BNB Chain, and order a card that works online, in stores, and with Apple Pay, Google Pay, and Samsung Pay.

Products

For AI agents

Laso Finance runs a payment-gated x402 API so AI agents can order prepaid cards, buy gift cards, and send payments with USDC on Base or Solana. Start at laso.finance/agent, or fetch the machine-readable resources directly: the agent skill at /SKILL.md, the OpenAPI specification, and the llms.txt site summary. Every developer resource is listed at laso.finance/developers.

MCP clients can connect to laso.finance/mcp, listed on Smithery and in the official MCP Registry.

Laso Finance LLC is a FinCEN-registered Money Services Business (MSB #31000328975254) based in Austin, Texas. See fees, compliance, platform stats, and the user agreement.

Common questions

Do I need a bank account to use Laso Finance?
No. You fund Laso by depositing stablecoins from a wallet you already control, then spend from a prepaid card, a gift card, or a payout. There is no bank account to open and no transfer to wait on.
Which stablecoins and networks can I deposit?
USDC, USDT, and DAI, on Ethereum, Solana, Stellar, Arbitrum, Base, Polygon, Optimism, and BNB Chain.
Where can I spend a Laso prepaid card?
Online, in stores, and through Apple Pay, Google Pay, and Samsung Pay. USA prepaid cards are for U.S. merchants and U.S. shipping addresses; international prepaid cards work worldwide.
How quickly does a gift card arrive?
Instantly. A gift card is delivered as a redemption code as soon as the order is paid, across 2,000+ brands including Amazon, Uber, Airbnb, and Nike.
What does Laso Finance charge?
There are no monthly, per-authorization, or per-decline fees. In most cases you pay one fee when you load a card or send a payout, and every one of them is listed on the fee schedule.
Can an AI agent use Laso Finance on its own?
Largely, yes. An agent pays the x402 HTTP API with USDC on Base or Solana, or connects the MCP server at laso.finance/mcp, and can order cards, buy gift cards, and send payouts without a person driving. Identity verification is the step that stays with the account's human owner: the API reports that it is required and returns the link to hand them.
Is Laso Finance a registered company?
Yes. Laso Finance LLC is a Money Services Business registered with the U.S. Treasury's Financial Crimes Enforcement Network (FinCEN), registration number 31000328975254, based in Austin, Texas. See compliance for details.